What industry leaders say

ACQUIRED
"
What is compelling about what Inqyre is building is the use of AI to underpin scalable, workflow-led onboarding that helps teams handle changing volumes and turn approvals into a faster, more predictable path to revenue.
Lee Clifton, COO at Acquired
former Global Head of Payments Performance at Stripe, and Director Emeritus of the Merchant Risk Council
PAYMENTS LEADER
"
Merchant onboarding remains one of the biggest operational challenges in payments. I invested in Inqyre because I was impressed by Jay's vision for tackling that problem and by the quality of the team he's assembled
Geoffrey Barraclough, Founder, Business of Payments
Angel investor in Inqyre
Trusted by acquirers and payments leaders
Why Inqyre

Payments Intelligence Without The Friction

The onboarding experience is how merchants first experience your business, and how it runs shapes the relationship from the start. That experience is created by how onboarding moves across teams and systems.

Merchant Onboarding

Every day a merchant remains in onboarding delays GMV.

Merchants apply to start accepting payments with one expectation: to go live quickly. Instead, they face:

Asked for the same documents more than once

Repeat information across systems

Wait without clear visibility on where their application stands

This delays revenue and increases the risk of drop-off before activation.

This is where loyalty is decided. A smooth onboarding builds trust before the first transaction. A fragmented one weakens it.

Inqyre brings onboarding into a single, connected flow — removing duplication, improving visibility, and helping merchants go live faster so GMV can start sooner.

Live queue
4 merchants ready
Approved
Review
Docs

Scheme Compliance
(Next Chapter)

We are building towards a clearer way to manage scheme changes, taking updates from Visa and Mastercard and mapping them directly to your portfolio with defined actions.

Visa
MC
Inqyre's Approach And Philosophy

Built To Make Teams Sharper, Not Busier

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Outcome First, Always

Workflows are structured around merchant activation, conversion to live processing, and operational throughput. The focus stays on what directly impacts revenue and flow.

Configured To Your Operation

Decisions follow your risk thresholds, MCC classification logic, and scheme requirements. It reflects how your acquiring operation is actually configured.

Works Alongside Your Stack

Inqyre works alongside your existing stack. No integration project to get started. No separate onboarding tool to manage alongside your current systems.

Gets Sharper With Every Merchant

Each decision improves consistency across classification, risk assessment, and handling, leading to more predictable outcomes as patterns are reinforced.

The Technology

AI Built for Payments Decisions

Inqyre is powered by AI agents built for payments decision-making and onboarding workflows. Every decision is reasoned, logged, and improves with each application processed for greater accuracy over time.

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Founder Story

Built from Experience: Reimagining Payments Through Lived Complexity

Inqyre is not a technology company that entered payments. It is a payments business built by people who have lived the problem.

With experience across Amazon, Worldpay, Equifax, and American Express, Jay Nair saw the same issue repeat for over 25 years: onboarding and compliance slowing growth across organisations, regardless of scale. With AI now capable of handling complexity at scale, the problem shifted from being accepted to being solvable.

The question was never whether it could be solved, only when it would be solved. That moment is now.

From The Founder
"In over two decades in payments, I have seen fragmented, complicated onboarding and compliance stall growth at every level of the value chain. AI now lets us interpret and simplify that complexity at scale. Inqyre is the platform I wished I had."
— Jay Nair, Founder, Inqyre AI
Merchant Risk Reports

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Each report covers business legitimacy, online presence signals, content findings, adverse media, early warning flags and more.

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If Onboarding Speed Is Impacting Revenue, Let's Talk

We are working with a select group of acquiring-side payments firms in the UK to validate and deploy Inqyre in production. No pitch deck. A direct conversation about your operation and whether this fits.